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Loan tips
📊Check your credit score first. A score above 720 qualifies you for rates under 10%. Below 600 you may pay 20-30%+. Fix your score before borrowing if possible.
💥Debt consolidation math: Only makes sense if the new rate is lower than your weighted average current rate. Use this calculator to verify.
💰Pre-payment penalties. Always ask if there is a penalty for paying off early. Good lenders do not charge them. Bad ones do.
Need a personal loan? LendingTree lets you compare personalized rates from multiple lenders without affecting your credit score.
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